We put a lot of pressure on people today that as soon as they start working they need to get onto that poverty ladder. But there's ways to build wealth that don't require you to be in the real estate game, including three numbers that everyone should know when it comes to their personal finance. 65, 20, 15. Just knowing that creates a better life for yourself because everything is trying to pull you away from your money. Cost of living going up, prices going up, fighting against marketing to keep your money in your pocket. You earned this. So it's becoming harder and harder and I've gone through this. I followed society's version of money until I realised that if I continue living this way, the freedom, the choice, the options I want aren't going to exist. Um, hold on give me a second. And I felt really trapped at times but I didn't know how to escape. And I know a lot of people are probably hearing this and thinking I'm also in that place. And so I really feel like my purpose is to help as many people to go from feeling trapped to freeing themselves and using money to do that. I wasn't expecting that. Okay, so people are hungry for easy money tips. These stay the same regardless of how much you earn. So we could talk about the peace of mind fund and doing that puts you ahead of 59% of Americans. Then there's building your emergency buffer and this does more for your emotional well-being than earning over 200k. But the way cost of living is going, you cannot save your way to retirement. So this is when you want to move on to investing. That is the easiest way to make money. And my principle with investing is very, very simple and it's just.